Mike Henry New Zealand Travel Insurance - Policy Wording

Click here for a printable version of the Policy Wording in PDF format

Business Policy Overview
Business travellers have very specific needs. This policy meets those needs head on.

As a business traveller, you have very specific needs and our Mike Henry Business travel insurance policy is designed to suit. It’s an extensive policy covering you for almost every situation, anywhere your business travels may take you.

The Mike Henry Business policy provides comprehensive world wide travel insurance to all business travellers aged 69 years and under. Should you require travel insurance for the purpose of leisure, or if you are aged 70 years or over please refer to your travel agent.

Individual policy option
Covers one adult and your own financially dependant children and grandchildren aged 21 years or under who are travelling with you.

Individual annual policy option
For people who travel regularly during the year, this option offers an annual policy with no limit on the number of journeys taken during the year. A maximum length of any single trip is 120 days.

If you find you need cover for longer than 120 days, this can be arranged by paying an extra monthly premium. This option will also cover you for up to 21 days of leisure travel during the year and will cover your own financially dependant children and grandchildren aged 21 years or under, free of charge when they travel with you.

Small business policy option
This option is specifically designed to cover small businesses where two or more staff members travel regularly overseas each year. The minimum amount of cover to be purchased is 40 days. The advantage of this policy is that you only pay for the total days travelled for the company. Your agent can provide you with a quote to suit your company’s needs.

• Personal Specified Items
• Business Specified Items
• Rental Vehicle Excess Option
• Increased Personal Bodily Injury option
• Manual Worker’s Extension