Mike Henry New Zealand Travel Insurance - Cancellation Policy

Domestic Cancellation Insurance

If you are intending to travel around New Zealand a Domestic Cancellation Insurance Policy can cover you right up to the date you return home

If you have to cancel or curtail your travel arrangements because of any unforeseen cause beyond your control you may claim for:

Loss of deposits already paid or charges contracted to be paid and/or

Reasonable additional travel costs if your journey has already commenced.

Excess $20 each loss.

The minimum premium is $20, per person. This covers the policyholder for up to $600.

A Premium of $40 covers the policyholder for up to $1,200

A Premium of $60 covers the policyholder for up to $1,800

A Premium of $80 covers the policyholder for up to $2,400 – etc

THIS POLICY DOES NOT COVER ANY CLAIMS ARISING FROM:
Your financial circumstances, personal wishes, or disinclination to travel, the request of your employer, business reasons or your failure to check in according to an itinerary or times advised to you.

Any pre-existing medical or surgical condition of either yourself or any other person (including pregnancy or childbirth).

Any circumstances for which you are aware that could lead to a claim, for cancellation or curtailment of your travel, or any strike which was present at the time of your booking.

Suicide, intentional self-injury, insanity, sexually transmitted diseases, AIDS, HIV, alcohol or drug-related conditions or you engaging in an illegal act.

Financial default of any travel agent or any person acting as your agent, tour operator, tour wholesaler, accommodation provider, transport provider.

Any error or default of any travel agent, tour wholesaler, accommodation provider or transport provider.

War, invasion, hostilities, civil war, terrorism, riot, civil commotion, overthrow of the government.

Operation of the law.

The cancellation or postponement of the Act/Concert/Show on which the travel relies.