Mike Henry New Zealand Travel Insurance - Global edge policy
Cost effective insurance that travellers can rely on.
Policy Benefits
Medical Conditions
Optional Extras
Policy Wording
Benefits
SCHEDULE OF BENEFITS (maximum amounts payable)
Please note: Not all policy benefit and benefit amounts are shown below. In some cases sublimits apply or the benefit may not be available to you. Please refer to the applicable section in the policy wording for more info.
| BENEFITS ARE IN NZ DOLLARS |
GLOBAL EDGE
SINGLE PLAN |
CANCELLATION OF TRAVEL
You are covered if you have to cancel your trip because of unexpected circumstances. Extra Benefits included: |
$5,000 |
| CURTAILMENT AND INTERRUPTION |
$5,000 |
| TRAVEL DELAY |
$500 |
MEDICAL COST & EMERGENCY HOSPITAL COVER
You are covered if you get sick or injured whilst overseas. Extra Benefits included: |
$1,000,000 |
| EMERGENCY DENTAL - RELIEF OF PAIN |
$500 |
| DENTAL BY INJURY OVERSEAS |
$500 |
| ESCORT TO NEW ZEALAND |
REASONABLE COSTS |
| BURIAL COSTS |
$10,000 |
LUGGAGE & PERSONAL BELONGINGS
You are covered if your luggage or personal effects are lost, stolen or damaged whilst overseas. Extra Benefits included: |
$5,000 |
| SINGLE ITEM LIMIT |
$750 |
| MONEY, TRAVELLERS CHEQUES, VOUCHERS, CREDIT CARD |
$500 |
| MISLAID LUGGAGE |
$500 |
| ADDITIONAL BENEFITS YOU ARE ALSO COVERED FOR |
|
| PERSONAL BODILY INJURY COVER 16-69 YEARS |
$20,000 |
| PERSONAL LIABILITY COVER |
$2,500,000 |
| TERRORISM |
|
| MEDICAL |
$250,000 |
| CURTAILMENT/INTERRUPTION |
$1,500 |
WORLDWIDE PLAN
Global Edge insurance is designed for the long haul traveller aged 69 years and under. The worldwide plan includes all destinations worldwide with the exception of USA, Canada and Japan where a maximum of 6 days cover is permitted free of charge as part of the policy. If you are staying longer than 6 days in one of these countries a daily upgrade option is available to be purchased at $5 per day, per adult.
If you require an insurance policy that offers more comprehensive cover, please refer to the Mike Henry Leisure brochure.
Please Note: This is a summary of cover only and the policy is subject to terms and conditions, limits and exclusions that may not suit your requirements. We recommend you read the full policy wording. Values shown are maximum amounts payable (in New Zealand Dollars).
IMPORTANT NOTE: Not all policy benefits and benefit amounts are shown above. In some cases sub-limits apply or the benefits may not be available to you. Please refer to the applicable policy wording, or ask us for help.
SINGLE POLICY - This covers one adult and their own financially dependent children or grand children and one other non-related financially dependent child aged 18 years or under (Up to 3 children - if you have more than 3 children please contact us at info@click-nz.com
Medical Conditions
Medical Conditions
Please note under the Global Edge Travel Insurance Policy, there is no cover provided for pre existing medical conditions. Should you wish to have cover included for a pre existing medical condition as part of your travel insurance policy please refer to the Mike Henry Leisure product.
A Pre-Existing Medical Condition is classified as:
In the twelve months prior to or following your travel insurance application, have you, had any illness, injury or condition which:
- You are aware of
- You have taken medication for
- You have received treatment, check-ups or medical advice for
If you answer 'Yes' to any of the above questions, you have a Pre-Existing medical condition, and therefore Economy does not provide you with cover.
NOTE TO ALL TRAVELLERS
Controlled asthma is not classed as a Pre-Existing Medical Condition.
Optional Extras
In addition to your standard Mike Henry Travel Insurance cover, we are also able to offer the following Optional Extra, at a small additional charge, to further extend your insurance cover, and help you travel with even more confidence and peace-of-mind!
SPECIFIED ITEMS
If you are travelling with any item or sets of items valued over $750, we can insure it for an extra premium, based on 2% of the full current market value. The maximum amount we can cover for any one item or set of items is $2,000, and the maximum for all specified items is $5,000. Valuations are required. Please note all applicable information on the application form. There is no cover available for Bicycles or Surfboards.
POLICY UPGRADE OPTION
If you are spending more than six days in the USA, Canada or Japan you can pay an additional premium of $5 dollars per day, per adult to extend cover in these countries
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